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Whole Life Insurance

At the end of the day, life insurance isn’t about some policy contract tucked away for safekeeping. It’s about knowing you’re protected. It’s the peace of mind you get with Whole Life

Whole Life is ideally suited for:

  • Personal protection to safeguard your family’s future

  • Life events such as marriage or a new child

  • Business protection

  • Gifting from parents/grandparents on the life of children/grandchildren

  • Converting from term coverage to lifelong protection



Permanent Protection & Garanteed Cash Values

  • The death benefit will always be there as long as your premiums are paid

  • Coverage amounts as low as $5,000

  • Death benefit proceeds paid income tax-free2 to your beneficiaries.

  • Your Whole Life policy accumulates cash values that are guaranteed and easily accessible. That’s a reliable financial resource for emergencies or to supplement college tuition or retirement income savings programs — whatever the need and whenever it arises. Cash values grow tax-deferred.

  • The policy loan rate is 8 percent. Loans may be repaid at any time. Any unpaid loans and accrued loan interest will be deducted from the amount paid at death or policy surrender.


First Choice Insurance Agency works with several insurance companies such as American General, American National, John Hancock, Lincoln Benefit, and many others to find the right product for your needs!

 

Contact us for more information!

 

 

Call us today at (503) 564-4434 for a free no-obligation quote !

 

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